Access liquidity against a qualifying private jet, turboprop, helicopter, or aviation portfolio without selling. The Liquidity Network arranges private capital secured by qualifying aircraft, reviewed on ownership, title, technical records, maintenance status, condition, market demand, TLN's valuation, and underwriting. Eligibility and terms are not guaranteed.
Aircraft collateral financing lets the owner of a qualifying aircraft access private capital without selling it. The Liquidity Network arranges private capital secured by qualifying business jets, turboprops, helicopters, select piston aircraft, and qualifying aviation portfolios. A single aircraft or a broader portfolio may be reviewed, and owners may be able to retain ownership while accessing capital.
Whether an aircraft may qualify depends on type, make, model, year, serial number, registration, title, ownership, hours and cycles, maintenance status, logbooks, damage history, equipment, market demand, TLN's valuation, and underwriting. Not every aircraft automatically qualifies, and a recognized manufacturer alone does not establish eligibility. Understanding how valuable property may support private capital helps before preparing a submission.
It also helps to keep several figures separate. An aircraft's original purchase price, its insured value, an asking price, a broker opinion, an appraisal, and its wholesale or retail market value are not necessarily the same as its collateral value. Collateral value reflects TLN's valuation of what an aircraft may realistically support in the current market, weighed against technical records, maintenance status, condition, equipment, and demand.
Aircraft ownership is capital-intensive, and an aircraft can take longer to sell than financial assets, so structured private capital can address a need without an immediate sale and without disrupting operational status. The review reflects how the aircraft market actually works, from ownership and title through records and comparable transactions, and you can see how aviation assets move through review and valuation. An existing lien does not automatically disqualify an aircraft: where a lien exists, the outstanding balance is factored into the capital structure, subject to underwriting and to the requested capital and the aircraft's verified value supporting it. You can begin an aircraft submission with whatever records you have.
None of the following is required to submit. When these items happen to be available, they strengthen the valuation basis and can support a faster review and stronger preliminary terms:
None of these is required to begin. Where an aircraft carries an existing lien, the outstanding balance is factored into the capital structure, subject to underwriting and to the requested capital and the aircraft's verified value supporting it.
Select aircraft across several categories may be reviewed. In every case, ownership, title, technical records, TLN's valuation, and underwriting apply, and eligibility and terms are not guaranteed.
Light and midsize jets are among the most actively traded aircraft, which can support a review. What matters is ownership and clear title, hours and cycles, maintenance and inspection status, engine or maintenance-program coverage, records, and current market demand rather than the model name alone.
Large-cabin and long-range jets may be reviewed, with particular weight on complete records, maintenance and inspection status, equipment and cabin systems, and documented condition given the values involved. A recent inspection often supports the review at this level.
Turboprops may be reviewed on make, model, year, engine time and overhaul status, maintenance tracking, condition, and market demand. Turboprops often have active secondary markets, though each aircraft is assessed on its own records and history.
Turbine and other qualifying helicopters may be reviewed, with attention to component and life-limited-part status, rotor and engine time, maintenance tracking, and market demand, alongside ownership, title, and any airworthiness items.
Select high-value piston and significant vintage aircraft may be reviewed case by case, where there is documented condition, clear title, and recognized market demand. Thorough records and a documented history matter more here than category alone.
Certain specialty aviation assets may be reviewed where ownership, title, condition, and market demand are established. Uncertain title, incomplete records, or narrow demand weigh against a holding, and each is assessed individually.
Aircraft held through an LLC, trust, or other entity may be reviewed, with ownership and title verified at the entity level and the entity's authorized parties expected to participate. Entity structure and any co-ownership are part of the review.
A qualifying multi-aircraft portfolio may be reviewed as a combined position, with each aircraft assessed individually for ownership, records, condition, and demand while the portfolio is weighed as a whole. Not every aircraft in a portfolio necessarily qualifies.
Select aircraft may be reviewed based on ownership, title, registration, technical records, maintenance status, hours and cycles, condition, damage history, equipment, market demand, TLN's valuation, and underwriting. Not exhaustive, and all aircraft are reviewed individually.
Light and very light jets from recognized manufacturers may be reviewed. These aircraft have active secondary markets and comparable sales data, which can support a review, while engine or maintenance-program coverage, records, and condition all factor in. The model alone does not establish eligibility.
Midsize and super-midsize jets often represent an actively traded part of the pre-owned market, with comparable sales data that can support a review. Ownership and title, hours and cycles, maintenance status, records, and current demand are all weighed on each individual aircraft.
Large-cabin and long-range jets may be reviewed, with particular weight on complete records, maintenance and inspection status, equipment and cabin systems, and documented condition given the values involved. A recent inspection often supports the review at this level.
Single- and twin-engine turboprops from recognized manufacturers may be reviewed. Engine time and overhaul status, maintenance tracking, condition, and current demand are primary factors, and turboprops often maintain active secondary markets, though each aircraft is assessed on its own records.
Turbine helicopters from recognized manufacturers may be reviewed. Current component tracking, airworthiness-directive compliance, and time remaining on life-limited parts all matter, and rotor and engine time are weighed alongside maintenance records and market demand rather than model alone.
Significant vintage aircraft and high-value piston aircraft may be reviewed case by case. Thoroughly documented examples with recent condition inspections, clear title, and recognized collector or market demand are the strongest candidates, while incomplete records or uncertain title weigh against a review.
Aircraft valuation for capital purposes weighs many technical, ownership, and market factors together rather than any single number. No figure below is fixed or guaranteed.
Several figures are not the same. An aircraft's original purchase price, its insured value, an asking price, a broker opinion, an appraisal, its wholesale value, its retail market value, and its liquidation value can each differ, and none of them is automatically the collateral value. An appraisal is one input, not a guaranteed capital amount. Collateral value reflects TLN's valuation of what an aircraft may realistically support in the current market, subject to underwriting.
Technical records, title, and airworthiness all inform a review, but none of them alone determines collateral value or guarantees eligibility. Complete, continuous logbooks and maintenance records can strengthen a review, while missing records may materially affect valuation. Airworthiness status is considered but does not by itself set value, and maintenance-program enrollment may matter without guaranteeing terms.
Damage and repair history is evaluated in context rather than treated as an automatic disqualifier, and an appraisal is one input, not a guaranteed capital amount. Registration supports identification but does not alone establish clear ownership or title, and existing liens, title issues, or international registration may require additional review. Ownership and title are verified as part of the process, typically with a security interest recorded before funding.
Where a review benefits from it, TLN coordinates title work and an independent inspection through qualified specialists; the aircraft continues in normal operation in many arrangements, with insurance and maintenance parameters addressed in the agreement. TLN does not itself perform aircraft inspections, maintenance reviews, or title opinions, and it is not an aircraft dealer, broker, operator, maintenance provider, inspector, title company, insurer, aviation authority, or registry.
The Liquidity Network arranges private, asset-backed capital and does not imply affiliation with, endorsement by, or authorization from any aircraft manufacturer, aviation authority, registry, operator, maintenance provider, appraisal company, title company, insurer, or industry organization. Names are used only for accurate description.
These support a review; none of them alone guarantees value or eligibility.
Complete documentation is not always required to begin a confidential review, but available records may help with ownership verification, title review, technical assessment, valuation, and underwriting. The more that is available, the more efficiently an aircraft can be assessed, and anything you do not have does not automatically end the conversation.
Helpful records include:
You can see where records fit in what happens after an aircraft is submitted, and the questions about title, records, valuation, and custody cover many of the practical points owners raise before submitting.
Aircraft transactions turn on clear title and verified condition. Where appropriate, TLN coordinates a title search and an independent inspection through qualified specialists, and a security interest is typically recorded before funding. The specifics depend on the aircraft, its records, and the transaction.
In many arrangements the aircraft continues in normal operation during the term, with insurance, maintenance, and operating parameters addressed in the agreement. Closing timing depends on title work, any inspection, verification, and documentation rather than a fixed schedule.
A qualifying multi-aircraft portfolio may be reviewed as a combined position, each aircraft assessed on its own. Owners with other transportation assets may also explore financing secured by a qualifying vessel, reviewed separately from an aircraft arrangement.
Selling and borrowing are different tools, and neither is automatically the better choice. Selling converts an aircraft to cash permanently and can make sense when an owner no longer needs the aircraft. It also means parting with it, working through broker and marketplace timing, incurring transaction expenses, and taking on the challenge of replacing the aircraft later.
Borrowing against a qualifying aircraft lets an owner retain ownership, maintain business or personal use where the transaction permits, and avoid an immediate liquidation while addressing a separate need or opportunity. It carries its own considerations: financing costs, inspections and due diligence, insurance, any custody or control requirements, storage, and ongoing maintenance obligations, along with default risk. In the event of default, the pledged aircraft may be subject to loss.
Timing and business continuity often shape the decision. An owner who relies on the aircraft, or who does not want to sell into a soft market, may prefer to explore alternatives to immediately selling a significant asset. Others may prefer a sale, and it is worth weighing both against your own circumstances. There is more on private-capital considerations for owners of significant assets for those working through the same decision.
Submissions and discussions are handled privately, with ownership and title review and technical-record assessment. Your aircraft is not publicly listed or marketed.
Aircraft are assessed through independent specialist valuation, weighing records, maintenance status, condition, and comparable transactions rather than any single figure.
Title review, inspection coordination, insurance, and documented, compliant closing are arranged with qualified specialists, so the transaction is handled securely.
Share the make, model, year, and registration, along with total time, engine and maintenance status, and any records you have. Nothing is required to begin a confidential review, and available documentation helps the assessment move more efficiently.
A specialist reviews ownership, title, technical records, maintenance status, condition, and comparable market data, and a valuation by TLN is prepared. An inspection or additional records may be requested for larger transactions.
Qualified submissions may receive a preliminary capital offer following ownership and title review, technical-record assessment, condition review, TLN's valuation, and underwriting. Final eligibility and terms are subject to documentation and review.
Submit your aircraft for a confidential review. Qualified submissions may receive a preliminary capital offer following ownership and title review, technical-record assessment, valuation, and underwriting. Eligibility and terms are not guaranteed.